Location: Yerevan, Armenia
Category: Banking, Accounting, Financial
Type: Full Time
Deadline: 02-Sep-18 00:00:00
Salary: Competitive salary, package of benefits for employees, including medical insurance, personal growth, etc.
Description
The Credit Officer will be responsible for customer attraction and for creditworthiness evaluation and analysis of loan applications.
TITLE: Credit Officer
DURATION: Long-term with probation period.
LOCATION: Tumanyan branch , Yerevan, Armenia
Responsibilities
-Actively promote bank loan products
-Responsible for consultancy for customers on required documents, loan term and conditions
-Collect and verify the financial information submitted by the customer
-Review and analyze financial statements
-Identify potential customer's needs and their appropriate management
-Monitor the status of applications
-Analyze due diligence data, using financial ratios, client credit histories, resale value of collateral, etc.
-Prepare and present required reports and documentation to the necessary signatories
-Evaluate the credit risk of clients before the credit committee
-Educate borrowers and guarantors of their rights and obligations including all aspects of servicing the loan (repayment schedule and terms, indexing, etc.)
-Make collections and track loan repayments
-Responsible for ensuring payments are made on time and in the correct amount
RequiredQualifications
-Higher education in the fields of Economics or Finance
-At least 2 year of work experience in the Bank as a Credit Officer
-Computer skills, experience in working with Armenian Software
-Awareness of customer crediting and business crediting procedure; awareness of Armenian Banking Legislation
-Strong interpersonal and communication skills, strong work ethics
-Ability to work in teams
-Problem-solving and decision-making skills, high sense of responsibility
-Excellent knowledge of Armenian language
-Good knowledge of Russian and English languages is a plus
Benefits
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