Location: Yerevan, Armenia
Category: Banking, Finance and Accounting
Type: Full Time
Deadline: 12-Apr-20 12:00:00 AM
Salary:
Description
Responsibilities
- Review retail loan applications, provide professional conclusions
- Submit loan conclusions to the head of unit / Credit Committee / Management Board for approval
- Provide professional consultation
- Underwriting of retail loans
- Participate in loan analysis and monitoring
- Prepare and submit to authorized bodies conclusions on restructuring loans or reviewing their terms
- Provide extended consultation to potential borrowers on all types of retail lending products offered by Retail Banking Department to individuals
- Review and check the documents and information provided by clients, assess creditworthiness and borrowing capacity of applicants
- Prepare and provide conclusions on the financial standing of clients, submit the credit file to the Credit Committee for approval
- Where required make inquiries on clients' credit history to credit bureaus and other agencies
- Handle the document flow and credit files of the unit
- Collect documents related to loan disbursement and required during loan service and carry out other necessary functions
- Substitute the senior specialist and the specialist and perform their duties when the latter are absent
- Perform other tasks as assigned by the head of the unit or chief specialist
RequiredQualifications
- University degree in finance, business administration, economics or other related field
- At least 2 years of relevant work experience
- Knowledge of banking legislation and prudential standards
- Strong critical thinking
- Team player skills
- Profound knowledge of MS Office, proficiency in AS-Bank Operational Day
- Excellent command of Armenian, Russian and English
Benefits
Job URL: iJob.am - Retail Credit Center, Personal Lending Division Specialist @ Ameriabank CJSC
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