Location: Yerevan, Armenia
Category: Banking, Accounting, Financial
Type: Full Time
Deadline: 31-Mar-19 12:00:00 AM
Salary: Competitive
Description
The Business Credit Officer will be responsible for customer attraction and for creditworthiness evaluation and analysis of loan applications.
Responsibilities
-Actively promote bank loan products
-Responsible for consultancy for customers on required documents, loan term and conditions
-Collect and verify the financial information submitted by the customer
-Review and analyze financial statements
-Identify potential customer's needs and their appropriate management
-Monitor the status of applications
-Analyze due diligence data, using financial ratios, client credit histories, resale value of collateral, etc.
-Prepare and present required reports and documentation to the necessary signatories
-Evaluate the credit risk of clients before the credit committee
-Educate borrowers and guarantors of their rights and obligations including all aspects of servicing the loan (repayment schedule and terms, indexing, etc.)
-Make collections and track loan repayments
-Responsible for ensuring payments are made on time and in the correct amount
RequiredQualifications
-Higher education in the fields of Economics or Finance
-At least 3 years of work experience in the Bank as a Business Credit Officer
-Computer skills, experience in working with Armenian Software
-Awareness of business crediting procedure; awareness of Armenian Banking Legislation
-Strong interpersonal and communication skills, strong work ethics
-Ability to work in teams
-Problem-solving and decision-making skills, high sense of responsibility
-Excellent knowledge of Armenian language
-Good knowledge of Russian and English languages is a plus
Benefits
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