Location: JobParser.Models.Location
Category: Banking, Accounting, Financial
Type: Full Time
Deadline: 17-Mar-18 00:00:00
Salary: Ranging from 100,000 to 2,000,000 AMD, according to the "S" grade of the Bank remuneration scheme.
Description
DEPARTMENT: Customer Service Unit
JOB TITLE: Loan Officer
EMPLOYMENT DETAILS:
Highly competitive package of benefits
Full time position, open-ended employment contract, start date: immediately
Career growth and development opportunities
LOCATION: RA, Jermuk
JOB DESCRIPTION: The incumbent will be responsible for issuance and further service of the loans.
Responsibilities
-Provide detailed consultation on different kinds of loans to potential borrowers
-Review the documents and/or information filed by the client, assess clients' creditworthiness and borrowing capacity
-Make inquiries on the client's credit history to the relevant credit bureau
-Prepare and submit opinion on loan disbursement
-Compile and maintain the clients' credit files in electronic and hard forms (including in the operational system and CRM database of the bank)
-Draft loan, security and warranty agreements and follow up on their execution
-Ensure document flow in the loan disbursement and service processes
-Process the agreements in the bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units
-Administer and monitor disbursed loans
-Follow up on timely repayment of loans and notify relevant services in case of default
-Provide professional opinion
-Submit performance reports to the line manager
RequiredQualifications
-University degree in finance, accounting or economy (ACCA or MBA will be a plus)
-At least 2 years of work experience as a loan specialist
-Proficiency in Microsoft Office
-knowledge of AS Bank 4.0 and will be a plus
-Fluency in Armenian, Russian and English
-Knowledge of banking and civil legislation, banking and accounting
-Excellent communication skills and courteous manners
-Attention to detail
-Team playing skills
-Decision making skills and ability to handle stressful situations
Benefits
Job URL: iJob.am - Loan Officer /Jermuk branch @ Ameriabank CJSC
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