Location: Yerevan, Armenia
Category:
Type: Full Time
Deadline: 5/20/2017 12:00:00 AM
Salary: Competitive
Description
The Individual Lending Specialist will be responsible for customer attraction, creditworthiness evaluation and analysis of loan applications.
Responsibilities
- Actively promote Bank loan products;
- Responsible for consultancy for customers on required documents, loan terms and conditions;
- Collect and verify the financial information submitted by the customer;
- Review and analyze financial statements;
- Identify potential customers' needs and their appropriate management;
- Monitor the status of applications;
- Analyze due diligence data, using financial ratios, client credit histories, resale value of collateral, etc.;
- Prepare and present required reports and documentation to the necessary signatories;
- Evaluate the credit risk of clients before the credit committee;
- Educate borrowers and guarantors of their rights and obligations including all aspects of servicing the loan (repayment schedule and terms, indexing, etc.);
- Make collections and track loan repayments;
- Responsible for ensuring payments are made on time and in the correct amount.
RequiredQualifications
- Higher education in the field of Economics or Finance;
- At least 2 years of work experience in a bank as a Lending Specialist;
- Computer skills; experience of working with Armenian Software;
- Awareness of customer crediting procedure and Armenian banking legislation;
- Strong interpersonal and communication skills; strong work ethics;
- Ability to work in teams;
- Problem-solving and decision-making skills; high sense of responsibility;
- Excellent knowledge of Armenian language; good knowledge of Russian and English languages is a plus.
Benefits
Job URL: iJob.am - Individual Lending Specialist @ Prometey Bank CJSC
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