Location: 123 Sebastia Street, Yerevan, 0032, Armenia
Category:
Type: Full- time
Deadline: 5/12/2017 12:00:00 AM
Salary:
Description
"Kamurj" UCO CJSC is looking for a Leading Specialist/ Underwriter for Loan Applications Centralized Approval Department who will be responsible for controlling conformity of lending standards and conditions implemented in the frameworks of the Company's Micro-crediting Department.
Responsibilities
- Examine the conclusions and recommendations submitted by the Company's departments;
- Analyze submitted documents;
- Ensure and protect the integrity of the documents' package;
- Responsible for the identification/ detection of credit risk, as well as the preparation of proposals for reduction of identified credit risk;
- Decide on the possible implementation of lending operations;
- Responsible for the interaction/ cooperation with the Company's employees about customer risk assessment and transactions which exposed credit risk;
- Prepare and submit reports.
RequiredQualifications
- Higher economic and/ or financial education;
- At least 2 years of experience in finance and banking business and agricultural lending sector;
- Knowledge of the principles and methodology of borrowers' economics business/ financial analysis;
- Knowledge of the methods of carrying out the analysis of borrowers' creditworthiness;
- Knowledge of economic and accounting basics of taxation;
- Knowledge of financial analysis;
- Excellent time management skills and an ability to complete the job within deadlines;
- Ability to independently analyze and propose solutions of atypical loan deals;
- Knowledge of Armenian and Russian languages; knowledge of English language is desirable;
- Knowledge of MS Office and AS-Bank; a literate and skilled user of Internet.
Benefits
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