Location: Yerevan, Armenia
Category:
Type: Full Time
Deadline: 30-Nov-18 12:00:00 AM
Salary: Competitive
Description
The incumbent will be responsible for provision of extended consultation to potential borrowers on all types of retail lending products offered by Retail Banking Department to individuals and taking all necessary measures to ensure timely approval and disbursement of loans.
Responsibilities
- Review retail loan applications, provide professional conclusions;
- Submit loan conclusions to the head of unit/ Credit Committee/ Management Board for approval;
- Provide professional consultation;
- Participate in loan analysis and monitoring;
- Provide extended consultation to potential borrowers on all types of retail lending products offered by Retail Banking Department to individuals;
- Review and check the documents and information provided by clients, assess creditworthiness and borrowing capacity of applicants;
- Prepare and provide conclusions on the financial standing of clients, submit the credit file to the Credit Committee for approval;
- Where required make inquiries on clients' credit history to credit bureaus and other agencies;
- Handle the document flow and credit files of the Unit;
- Collect documents related to loan disbursement and required during loan service and carry out other necessary functions;
- Substitute other senior specialists and specialists and perform their duties when the latter are absent;
- Perform other job-related tasks as assigned by the head of the unit or chief specialist.
RequiredQualifications
- University degree in Finance, Business Administration, Economics or other related fields;
- At least 2 years of work experience in banking;
- Knowledge of banking legislation and prudential standards;
- Strong critical thinking;
- Team player skills;
- Profound knowledge of MS Office; proficiency in AS-Bank Operational Day;
- Excellent command of Armenian, Russian and English languages.
Benefits
Job URL: iJob.am - Senior Specialist, Individual Loans Unit, Retail Crediting Division @ Ameriabank CJSC
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