Location: Yerevan, Armenia
Category: Banking, Finance and Accounting
Type: Full Time
Deadline: 25-Jun-17 00:00:00
Salary:
Description
Responsibilities
- Actively promote bank loan products
- Responsible for consultancy for customers on required documents, loan term and conditions
- Collect and verify the financial information submitted by the customer
- Review and analyze financial statements
- Identify potential customer's needs and their appropriate management
- Monitor the status of applications
- Analyze due diligence data, using financial ratios, client credit histories, resale value of collateral, etc.
- Prepare and present required reports and documentation to the necessary signatories
- Evaluate the credit risk of clients before the credit committee
- Educate borrowers and guarantors of their rights and obligations including all aspects of servicing the loan (repayment schedule and terms, indexing, etc.)
- Make collections and track loan repayments
- Responsible for ensuring payments are made on time and in the correct amount
RequiredQualifications
- Higher education in the fields of Economics or Finance
- At least 2 year of work experience in the Bank as a Credit Officer
- Computer skills, experience in working with Armenian Software
- Awareness of customer crediting procedure; Armenian Banking Legislation
- Strong interpersonal and communication skills, strong work ethics
- Ability to work in teams
- Problem-solving and decision-making skills, high sense of responsibility
- Excellent knowledge of Armenian language
- Good knowledge of Russian and English languages is a plus
Benefits
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