Location: JobParser.Models.Location
Category: Banking, Accounting, Financial
Type: Full Time
Deadline: 31-Jan-18 00:00:00
Salary: Ranging from 100,000 to 2,000,000 AMD, according to the "S" grade of the Bank remuneration scheme.
Description
The incumbent will be responsible for issuance and further service of the loans.
DEPARTMENT: Vanadzor branch
JOB TITLE: Loan Officer
EMPLOYMENT DETAILS:
-Highly competitive package of benefits
-Full time position, open-ended employment contract, start date: immediately
-Career growth and development opportunities
LOCATION: RA, Vanadzor
Responsibilities
-Provide detailed consultation on different kinds of loans to potential borrowers
-Review the documents and/or information filed by the client, assess clients' creditworthiness and borrowing capacity
-Make inquiries on the client's credit history to the relevant credit bureau
-Prepare and submit opinion on loan disbursement
-Compile and maintain the clients' credit files in electronic and hard forms (including in the operational system and CRM database of the bank)
-Draft loan, security and warranty agreements and follow up on their execution
-Ensure document flow in the loan disbursement and service processes
-Process the agreements in the bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units
-Administer and monitor disbursed loans
-Follow up on timely repayment of loans and notify relevant services in case of default
-Provide professional opinion
-Submit performance reports to the line manager
RequiredQualifications
-University degree in finance, accounting or economy (ACCA or MBA will be a plus)
-At least 1 years of work experience as a loan specialist
-Proficiency in Microsoft Office
-knowledge of AS Bank 4.0 and will be a plus
-Fluency in Armenian, Russian and English
-Knowledge of banking and civil legislation, banking and accounting
-Excellent communication skills and courteous manners
-Attention to detail
-Team playing skills
-Decision making skills and ability to handle stressful situations
Benefits
Job URL: iJob.am - Loan Officer /Vanadzor branch @ Ameriabank CJSC
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