Job: Senior Credit Officer at Evocabank CJSC Company

Location: JobParser.Models.Location

Category:

Type: Full Time

Deadline: 01-Nov-17 00:00:00

Salary: Competitive

Description
The Senior Credit Officer will be responsible for creditworthiness evaluation and analysis and will cross-check the financial documents submitted by customers to be reviewed during the examination of loan applications.

Responsibilities
- Actively promote bank loan products;
- Responsible for consultancy for customers on required documents, loan term and conditions;
- Collect and verify the financial information submitted by customers;
- Review and analyse financial statements;
- Identify potential customers' needs and their appropriate management;
- Monitor the status of applications;
- Analyse due diligence data, using financial ratios, client credit histories, resale value of collateral, etc.;
- Prepare and present required reports and documentation to the necessary signatories;
- Evaluate the credit risk of clients before the credit committee;
- Educate borrowers and guarantors of their rights and obligations including all aspects of servicing the loan (repayment schedule and terms, indexing, etc.);
- Make collections and track loan repayments;
- Ensure that payments are made on time and in the correct amount.

RequiredQualifications
- Higher education, preferably in Economics;
- At least 2 years of work experience as a Credit Officer in the bank;
- Computer skills; experience in working with Armenian Software;
- Awareness of customer crediting procedures and Armenian banking legislation;
- Strong interpersonal and communication skills; ability to work in teams;
- High sense of responsibility;
- Ability to state thoughts clearly and commit those in a written form;
- Analytical thinking;
- Excellent knowledge of the Armenian language;
- Good knowledge of Russian and English languages is a plus.

Benefits

Job URL: iJob.am - Senior Credit Officer @ Evocabank CJSC